Litsa Credits Ltd. is an innovative, customer-focused financial service provider with it's headquarters' in Kenya. We exist to bridge the financial gap for individuals, small businesses, and communities that are often overlooked by traditional lenders.

Our tailored solutions ranging from Business Loans, School Fee Loans, to Asset Financing are designed with one goal in mind; empowering people to move forward.

We operate with a deep understanding of Kenya's unique economic landscape, especially in rural and peri-urban areas, ensuring our services are accessible, relevant, and impactful. 

Litsa Credits Limited was founded with a clear purpose: to bring accessible, fair, and transparent financial services to the communities that need them most. 

Based in Kakamega with our hearts rooted in rural Kenya, we saw firsthand how traditional banks often overlooked small traders, farmers, parents struggling with school fees, and entrepreneurs with big dreams but limited access to capital. 

We believe every Kenyan deserves a fair chance at financial progress. That's why we created loan products specifically designed for the realities of life in mashinani - daily repayments for traders who earn daily, flexible school fee loans for parents, and affordable smartphone financing to keep everyone connected.

Today, as a fully licensed Credit Provider regulated by the Central Bank of Kenya, we continue to uphold our founding principles: transparency, dignity, and service. We're not just a lending company - we're your financial partner on the journey to achieving your dreams.